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My name is Kaley from Cha-Ching on a Shoestring and it is such a privilege for me to be guest posting here today! (Someday maybe Beckie will let me write another post entitled 5 Ways to Rock a Pair of Overalls since she and I were known to do so a time or two in our college years.)


I have a passion for helping others learn to live large on a limited budget because a little over four years ago, my husband suddenly joined the ranks of the unemployed. A self-professed coupon-a-phobe, I was introduced to the world of couponing by a certain someone that we all know and love. (Yes, she is a woman of many, many talents!)

Soon this newfound hobby became a full-blown passion and I began my very own money-saving blog where I get to help thousands of people every day stretch their dollars further than they thought possible.

One of my all-time favorite ways to stretch my dollars is through what I like to call ‘free money’ opportunities. These are simple ways to bring in some extra spending money online. None of these methods will get you rich anytime soon, but over time I promise you’ll see the benefits!

Here are my 5 Favorite Ways to Earn Money and Free Stuff Online:

1. Swag Bucks:  If you only chose one method to earn online, this is the one I would recommend. Swag Bucks is an online search engine that rewards you with items like Amazon, Starbucks and other gift cards (and who doesn’t search online?).

Sign up here by Monday (7/30) and use code SBISONTHEGO at registration to get 60 Swagbucks in addition to the 30 Swag Bucks you earn just for signing up. Learn more here. SB-Logo2. MyPoints: I’ve been a MyPoints member for years and have saved up enough points to redeem for several hundred dollars worth of gift cards.  Earn points by reading e-mails, signing up for offers, and shopping through their site. Learn more here.


3. Ebates: Want to earn cash back when you shop online?  Sign up for Ebates – one of my favorite cash back shopping sites. If you’re going to shop online, why not earn money for doing so?!


4. Surveys: Consider joining a survey panel for a little extra spending money. A few of my favorites are: Pinecone Research, Opinion Outpost, and MySurvey. I know you girls are multi-taskers! Take a few surveys while you’re watching TV in the evening and over time, earn cash, gift cards or PayPal cash. Collage

5. Share with friends. Often these types of online earning opportunities I just mentioned offer rewards when you refer friends. If you have a blog or use Facebook or Twitter, you have a platform. Use it! Your friends will thank you when you show them the money!

I used my gift cards and rewards that I earned last year to fund our Christmas and was able to spend only $50 out of pocket! How about you? What will you use your earnings to fund?

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  1. I would like to make a recommendation: mTurk (https://www.mturk.com). It stands for Mechanical Turk and it is a website run by Amazon, so you know it’s legit.

    They have a lot of small tasks you can do on there, but I only do the surveys. Now that it’s summer there aren’t as many surveys, but once school starts in the fall there will be a lot more. They are mostly academic surveys and they’re actually pretty interesting. Most of them pay 50 cents to $1 and you can withdraw the money when you get to $10. And if you have less than $10 you can still apply it toward buying something on Amazon.

    I can usually find enough surveys to make $5-$10 a day. That’s for probably about 2-3 hours of work, but it doesn’t feel like work and I can often do it while watching TV or listening to the radio.

    You could make more in a day if you do other tasks besides surveys but they often pay less per hour and tend to be really tedious (but on the other hand you can definitely do them while watching TV or listening to the radio).

    (By the way, they don’t have a referral program so I’m not getting anything for recommending it.)

  2. Thanks, Christine! I have heard of that program, but have not tried it out yet. Thanks for all the helpful tips!

  3. I retried the one in your post and it worked this time. Maybe I just tried too soon last time. I was too anxious 🙂 Thanks!

  4. I’ve never considered doing surveys but with job searching = a big bust, I’ll be checking into the swagbucks and survey companies you mentioned. Thanks for the info Kaley!

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